After gaining over 553% in the past year, XRP is once again attracting attention from investors and analysts alike.
Currently trading at $3.03, with a market cap nearing $180 billion, XRP’s price action has significantly outpaced the broader crypto market, fueled by favorable legal developments, rising institutional adoption, and growing utility in cross-border finance.
Looking ahead, several long-term forecasts point to continued growth—with projections estimating XRP could reach a maximum of $10.18 by 2030, translating to a 235.35% return from today’s price.
2025–2026: Building a foundation above $3
Forecast from CoinCodex shows that XRP could maintain a floor near $3.00 in 2025, with average prices of $3.88 and highs up to $4.95 expected by 2026. This steady climb reflects improving sentiment around Ripple’s legal clarity and rising on-chain activity through tokenized financial instruments. –Potential ROI (2026): +63.25%
2027–2028: Accelerating momentum
As the broader digital asset market matures, XRP’s price could push into higher territory. With maximum price targets of $7.18 in 2027 and $6.21 in 2028, this period may reflect renewed enterprise adoption and broader utility of RippleNet and ODL services –Potential ROI (2027): +136.44%
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2029–2030: Aiming for double digits
By 2029, projections suggest XRP could reach up to $9.79, followed by a potential $10.18 top in 2030—marking the first time XRP would cross the double-digit mark. Much of this growth depends on mainstream integration of blockchain-based settlements and tokenized financial services. –Potential ROI (2030): +235.35%
Final thoughts
With a current circulating supply of 59.3 billion XRP and a maximum cap of 100 billion, scarcity isn’t the main driver—it’s utility, adoption, and legal clarity. If those align over the coming years, XRP’s current price may still be early.
Kosta Gushterov
Kosta has been working in the crypto industry for over 4 years. He strives to present different perspectives on a given topic and enjoys the sector for its transparency and dynamism. In his work, he focuses on balanced coverage of events and developments in the crypto space, providing information to his readers from a neutral perspective.
